Help to Buy valuation
The Government ‘Help to Buy’ scheme has helped thousands of people to buy their home by offering a contribution towards the initial purchase. In reality, this means that the Government continue to own a percentage of your home until you have paid off the loan. The loan is interest free for 5 years but the full loan must be repaid after 25 years.
Target who have been appointed by the Homes and Communities Agency (HCA) to administer the Help to Buy scheme require an independent Help to Buy valuation from a RICS registered Valuer if you are selling your house, re-mortgaging or repaying your Help to Buy loan. This independent valuation will determine the current market value of your property and the amount you must repay can then be calculated.
A Help to Buy valuation will only be valid for 3 months. It is therefore important that you plan your timings carefully as, if you instruct your valuation report too soon, it may not be valid by the end of the process. We are of course able to extend the Valuation should the process take longer than expected.
Please do not hesitate to contact one of our Chartered Surveyors who would be more than happy to run through the process.
We are Registered Panel Surveyors for:
TESTIMONIALS
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“Used the service for straircasing of our property. Excellent service and reasonable pricing and professional staff. I would definitely recommend Copeland and Yussuf LLP.”
“Used these guys to sell my shared ownership flat. Simple process, and a fair valuation I thought. I would recommend them to anyone looking for the same.”
“We used this company for our staircasing and they were friendly, professional and very helpful when we ran into a few issues. Would recommend.”
